Disclaimer: I am not a financial advisor, nor do I work within the financial industry. All opinions expressed are my own and not to be taken as financial advice. Talk to a financial advisor to determine the best course of action for yourself and your family. I decided to write down my thoughts as I have both… exhausted my family’s patience talking about this topic often and said the same thing to multiple people within the span of a few days. That is saying a lot because my family is very patient. There comes a time when you really do need to stop talking and do something different before your…

1 TIMOTHY 3:10 For the love of money is the root of all evil: which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrows. PRINCIPLEThere are different types of money and some types are better at discouraging misuse. The Immoral Restraint of Money is a concept that I developed after reading Thank God for Bitcoin.  In the book the author(s) make the point that some money is more moral then others.  Since fiat allows more opportunity for government theft, which is immoral, then it is not morally neutral.  I do see their point but I think that this could be a dangerous…

ROMANS 1:20 For since the creation of the world His invisible attributes, His eternal power and divine nature, have been clearly seen, being understood through what has been made, so that they are without excuse. PRINCIPLEGod’s sustaining power exists everywhere even in economics. There are two primary schools of thoughts regarding economics: Kaynesian and the Austrian School (https://www.imf.org/external/pubs/ft/fandd/2014/09/basics.htm). In many of the books that I’ve read they reference these two schools of thoughts and the differences. However, it occurs to me that there is a difference in worldviews that are the root of each. Kaynesian economic principles believe that people (government and banks) can manipulate the economy in order to…

JOHN 3:16 – 17 16 For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life. 17 For God did not send his Son into the world to condemn the world, but to save the world through him. PRINCIPLEYou have to understand the problem before you can fully appreciate the solution. Today I woke up early and went to work out.  I recently joined a group called F3.  Without getting into the details, it is a free men’s workout group that meet early in the morning at park districts.  After working out I came home,…